Terms of Service

Welcome to Chart My Loan. By accessing or using this website, you agree to these Terms of Service. If you do not agree with these terms, please do not use the website.

1. Use of the Website

Chart My Loan provides loan calculation tools and visualizations to help users better understand loan payments, amortization, and interest over time.

The information on this website is provided for educational and informational purposes only.

You agree to use this website only for lawful purposes and in a way that does not interfere with the operation of the website or other users' access to it.

2. No Financial Advice

Chart My Loan does not provide financial, legal, or professional advice.

All calculator results are estimates based on the information you enter. Actual loan terms, payments, and total interest may differ depending on your lender, fees, taxes, insurance, and the terms of your loan agreement.

You should consult a qualified financial professional before making important financial decisions.

3. Accuracy of Information

We aim to provide useful and accurate tools, but we do not guarantee that all calculations, content, or information on this website will always be accurate, complete, reliable, or up to date.

Your use of the website and reliance on any information provided is at your own risk.

4. Limitation of Liability

To the fullest extent permitted by law, Chart My Loan and its creator will not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of this website.

This includes, but is not limited to, losses resulting from financial decisions made based on calculator results or website content.

5. Intellectual Property

All content on this website, including text, design, branding, charts, graphics, and code, is owned by or licensed to Chart My Loan unless otherwise stated.

You may not copy, reproduce, distribute, or modify any part of this website without prior written permission, except as allowed by applicable law.

6. Third-Party Links

This website may contain links to third-party websites for convenience or reference.

We are not responsible for the content, policies, or practices of any third-party websites, and inclusion of such links does not imply endorsement.

7. Changes to These Terms

We may update these Terms of Service from time to time. When we do, the “Last Updated” date at the top of this page will be revised.

By continuing to use the website after any changes become effective, you agree to the updated Terms.

8. Contact

If you have any questions about these Terms of Service, please contact: zanderliu.dev@gmail.com